Orlando · Central Florida

A Faster and easier way
to get a Mortgage loan!

Our digital mortgage will help find you the best rate with fast closing. Select your loan type below to get started — in English, Kreyòl Ayisyen, or Español.

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0Lending Partners
0Loan Programs
0Languages Spoken
T.D Home Loans, Inc.  ·  NMLS #1860339  ·  4700 L B McLeod Rd, Orlando, FL 32811  ·  Equal Housing Opportunity
Our Services

The best loan possible, found with common sense.

We treat each customer as an individual, not a number — whether you're purchasing, refinancing, or just want to talk to a real person first.

Purchasing

We work conforming and non-conforming real estate loans — Conventional, FHA, VA, Jumbo, and First-Time Buyer programs matched to your budget and goals.

Purchase a Home

Refinance

We can help you lock in a long-term fixed rate, get out of your ARM, lower your payment, or turn your equity into cash — no pressure, no obligation.

Refinance

Meet Our Team

Fast, friendly, and experienced — our bilingual team is here to help you every step of the process, in English, Kreyòl Ayisyen, and Español.

Our Team
Refinance

Three smart ways to use today's rates.

A refinance isn't one-size-fits-all. Depending on your goal, the same market can put extra money in your pocket every month, hand you cash from your equity, or pay your home off years sooner.

Lower Monthly Payment A lower payment can provide security in uncertain times — extra monthly money, retirement savings. Reduce My Payment → Get Cash Out If your house has increased in value, use that equity for home improvement or paying off high-interest debt. Use My Equity → Shorten Your Loan Term Rates on 15-year mortgages can make the payment similar — but the pay-off comes years sooner. Shorten My Term →
A happy new homeowner with the T.D Home Loans team
About Us

Welcome to T.D Home Loans.

At T.D Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry — we use common sense and will help you obtain the best loan possible. We represent a wide range of "A"-rated lenders with first-quality rates, and we work with more than 100 investors to fit your needs.

Learn More
The Loan Process

From pre-qualification to closing day.

Every file follows the same five clear steps — scroll to walk through them, or read the full breakdown on our Loan Process page.

Pre-Qualification

We gather information about your income and debts and determine how much house you can comfortably afford — before you start shopping.

Application

You complete a mortgage application for a particular loan program and supply the required documentation. Fees and down payment options are discussed upfront.

Processing

Our processor reviews your credit, employment, and payment history, checks the appraisal and survey, and assembles your complete application package.

Underwriting

The underwriter verifies your package meets all lender criteria. Once approved, a conditional commitment is issued and closing is scheduled.

Closing

All conditions cleared, the lender funds your loan and the title transfers. You've officially bought or refinanced your home.

Why Choose T.D Home Loans

The T.D Home Loans advantage.

A hybrid approach: the newest technology to speed your closing, and old-fashioned customer service to keep you human.

0Lending Partners
0Loan Programs
0Languages Spoken
0Dedicated Specialists
01

Local Knowledge

We know the area and the market, and we're part of your community — not a bot on the net.

02

Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs.

03

Best Service

New technology to speed closing, old-fashioned communication so you always know where your file stands.

04

Utilizing Technology

Secure mobile document uploading and the latest online tools — and we're happy to use the phone the old-fashioned way too.

Meet Our Team

Fast, friendly, experienced — and on your side.

Licensed loan officers and dedicated processors, here to help you every step of the process.

Wade Darius, Loan Officer at T.D Home Loans

Wade Darius

Loan Officer NMLS #1026714 View Profile
Wil Alexandre, Loan Officer at T.D Home Loans

Wil Alexandre

Loan Officer NMLS #2223071 View Profile
Jamal Taye Darius, Loan Officer at T.D Home Loans

Jamal Taye Darius

Loan Officer NMLS #2270989 View Profile
Meet the Whole Team
Learning Center

Become a better-informed borrower.

Free tools and plain-English guides for every step of your home loan.

The Loan Process

How your loan moves from pre-qualification to the closing table.

Read the guide

How Much Can I Afford?

Find your comfortable price range from your income and debts.

Run the numbers

Monthly Payment Calculator

See monthly payments for different loan amounts, rates, and terms.

Calculate

Refinance Analysis

Compare your current payment to a new rate and find your break-even.

Analyze my loan

Mortgage Terms Explained

Every mortgage term from abstract of title to zoning, in plain English.

Open the glossary

Free Reports

Raise your credit score, price your purchase right, and reduce debt.

Order free reports
Testimonials

Those who found our services useful.

Real reviews from real T.D Home Loans clients.

★★★★★ 5.0 · Google rating · See them on Google
JM
★★★★★

“Awesome! Our funding experience was beyond my expectations! As a first-time homeowner everything was new to me. But they had amazing communication (even though I did most of it online). And I got a better rate than my bank quoted me!”

Jill & Andrew MilesFirst-Time Homeowners
MR
★★★★★

“We refinanced with T.D Home Loans and lowered our monthly payment right away. They explained every step in Spanish so we never felt lost, and the whole process felt easy.”

Maria & Carlos RuizRefinance Clients
JC
★★★★★

“As a veteran, I didn't think I'd qualify for much. T.D Home Loans walked me through the VA loan process step by step and got me into my first home with zero down.”

James CarterVA Loan Client
WP
★★★★★

“Buying my first home in Kreyòl was such a relief — I finally understood every step. The team was patient and made sure I knew exactly what I was signing.”

Wideline P.First-Time Homeowner
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Get In Touch

Let's start your path to homeownership.

Call, email, or stop by our Orlando office — our team answers in English, Kreyòl Ayisyen, and Español.

Apply Now Call Our Office
4700 L B McLeod Rd, Orlando, FL 32811
Monday – Friday9am – 6pm
Saturday10am – 2pm
SundayClosed
Get Pre-Qualified

Find out what you qualify for.

Answer one question and we'll send you straight to our secure application.

What are you looking to do?

Prefer to talk to someone directly? Call us instead.

Find Us

Visit our Orlando office.